About Us
Insure University is Benavest’s agent platform
About Us
Insure University is Benavest’s agent platform. Benavest is a National Licensed Insurance Agency that offers agents the training and support they need for their corporate benefits and Individual/family insurance plans. BenaVest is the most diversified health, life, and retirement insurance agency in the market, providing a robust marketing platform to its agents.
Welcome to InsureUniversity — Your Partner in Insurance Success
InsureUniversity is the agent platform of Benavest — a nationally licensed insurance agency founded in 2014 with a single, clear purpose: to help every consumer secure the health insurance coverage they need. Headquartered in Hollywood, Florida, Benavest has grown into one of the most diversified health, life, and retirement insurance agencies in the country, serving agents across all 50 states and offering the freedom to choose the best plans from multiple top-rated carriers.
At Insure University, we believe that well-trained agents build stronger businesses and better-protected clients. That’s why we equip our agents with everything they need to thrive — from comprehensive training and carrier contracting to marketing tools, competitive commissions, and one-on-one mentorship. Whether you’re new to the industry or a seasoned producer ready to grow, Insure University is your partner every step of the way.
OUR STORY
Benavest was founded in 2014 by Joe Gannon with a clear mission: to help every consumer secure a health insurance plan. That same year, we opened our first office in Hollywood, Florida. Since then, Benavest has grown into a nationally licensed insurance agency and a recognized industry leader in healthcare. As a non-captive agency, we provide our agents with the freedom to offer clients the best plan options across multiple carriers.
OUR VISION
Our vision is to contract licensed agents, with as many carriers as possible, and provide the training and tools needed to help agents be most successful in their insurance careers.
OUR MISSION
Our clients and our agents. Our main priorities are reliability and affordability for our customers. We will assist you in choosing the best insurance plans for yourself and your family. We are an independent agency, allowing us to offer the best carriers and plans that fit your needs.
WHY CHOOSE US?
Insure University is committed to providing expert guidance, plan options, and competitive quotes to meet the insurance needs of both businesses and families. Our specialized divisions are staffed with licensed agents who bring expertise in key areas of the insurance industry—including Health Insurance, Life Insurance, and Retirement Planning—ensuring professional and personalized service every step of the way.
Empowering Agents Through Smarter Training and Innovation
InsureUniversity is evolving—combining high-quality agent education with the next generation of insurance technology.
Through our partnership with Gyde, we are enhancing how agents learn, grow, and apply their knowledge in real-world scenarios. This collaboration allows us to deliver a more dynamic, technology-driven training experience designed to prepare agents for today’s fast-changing insurance landscape.
Our approach goes beyond traditional training. InsureUniversity now integrates modern tools, automation insights, and real-world application strategies to help agents not only understand products—but confidently position, service, and scale their business.
From mastering client conversations and compliance fundamentals to identifying growth opportunities and improving retention strategies, our platform equips agents with practical knowledge they can use immediately.
By aligning education with innovation, we ensure agents are not just trained—but truly prepared to succeed in a competitive, evolving market.
At InsureUniversity, our mission is to build confident, capable agents. Now, with the added strength of advanced technology and forward-thinking resources, we’re helping agents learn faster, perform better, and grow stronger than ever before.
Meet the BenaVest Leadership Team
At Benavest, our strength lies in the hands-on leadership of a passionate and experienced management team. Each manager brings unique expertise to help agents and partners thrive in the ever-evolving insurance landscape.

Joseph Gannon – Chief Executive Officer
Joseph Gannon is the CEO of Benavest, leading the company’s strategic direction and growth. With a deep understanding of the insurance industry, Joseph is committed to empowering agents and partners through innovation, technology, and support-driven initiatives.

Regina Sara – Operations Manager
Regina Sara oversees the day-to-day operations at Benavest, ensuring the company runs efficiently and agents receive the support they need. Her leadership and organizational expertise keep internal processes aligned with Benavest’s mission of excellence.

Vanessa Vilchez – Commissions Manager
Vanessa Vilchez manages the commissions process at Benavest, ensuring timely and accurate payments for agents. Her reliability and dedication help maintain trust and satisfaction across the agent network.

Romilyn Ayo – Contracting Manager
Romilyn Ayo manages all contracting processes at Benavest, helping agents get appointed quickly and efficiently. Known for her responsiveness and thoroughness, she plays a key role in onboarding and maintaining strong carrier relationships.

Pamela Hoeve – Marketing Manager
Pamela Hoeve leads Benavest’s marketing efforts, providing agents with top-tier resources, campaigns, and strategies. Her creative vision and results-driven mindset help agents grow their business and stand out in a competitive marketplace.

Hugo Huamanchumo – Agent Relations Manager
Hugo Huamanchumo serves as the main point of contact for agent support and engagement at Benavest. Focused on building strong relationships, he helps agents navigate programs, resolve issues, and maximize their success with the company.
Get Licensed & Start Earning with BenaVest
Whether you’re just getting started or looking to expand your product offerings, we’re here to help you every step way
Step 1: Schedule a Call
We’ll walk you through the process, answer your questions, and create a plan based on your goals.
Step 2: Complete Training & Get Licensed
We’ll help you prep for your state exam, if needed, and navigate CE courses.
Step 3: Get Contracted with Carriers
We’ll get you appointed with top ACA, Medicare, and supplemental carriers.
Step 4: Start Selling with Support
Access leads, marketing tools, and one-on-one mentorship from our team.
Benavest Licenses
- Alabama – 782093
- Arkansas – 3001243459
- Arizona – 1800014032
- California – 6005666
- Colorado – 551588
- Connecticut – 2716880
- Delaware – 3001243453
- District of Columbia – 3001243447
- Florida – L093912
- Georgia – 186129
- Hawaii – 17635734
- Idaho – 839387
- Illinois – 3000602114
- Indiana – 3654331
- Iowa – 1002262623
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Kansas – 17635734
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Kentucky – 1057749
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Louisiana – 861259
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Maine – AGN355705
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Maryland – 3001243494
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Massachusetts – 3003441502
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Michigan – 0113686
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Mississippi – 15036234
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Missouri – 3000793721
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Montana – 3002371834
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Nebraska – 3000785082
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Nevada – 3565543
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New Hampshire – 3001243399
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New Jersey – 3000884205
- New Mexico – 1800011659
- New York – 1917825
- North Carolina – 1000654811
- North Dakota – 3001243477
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Ohio – 1129716
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Oklahoma – 3000785007
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Oregon – 3001262042
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Pennsylvania – 936182
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Rhode Island – 3001243472
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South Carolina – 3000582568
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South Dakota – 10028136
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Tennessee – 2440835
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Texas – 2029786
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Utah – 791961
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Virginia – 146809
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Washington – 1213818
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West Virginia – 3001245724
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Wisconsin – 100222899
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Wyoming – 460420
Contracting
At Benavest, we make the carrier contracting process simple and guided. Once you join, you’ll receive an email with everything you need to get started, including step-by-step instructions through our Agent Zone. Our team supports you every step of the way as you complete contracting with top carriers. You’ll receive welcome emails or confirmations directly from carriers once you’re active and ready-to-sell. If there are any delays, we’re here to help verify your status and keep you moving forward.
READY TO START? GET CONTRACTED HERE!
Commissions
Benavest offers highly competitive commission payouts designed to reward agent performance. Commission statements are emailed directly to agents in PDF format, and agents receive up-to-date commission schedules that align with each carrier’s current structure. We also offer production-based commission rate bonuses and support agents with carrier reconciliations to ensure accuracy and transparency.
In addition to base commissions, BenaVest provides agent bonuses, overrides, and performance incentives designed to reward production and growth. High-performing agents can unlock additional income opportunities through volume-based bonuses and carrier incentives across multiple product lines.
By diversifying your offerings across ACA, Medicare, Life, and ancillary products, agents can increase per-client value while creating more consistent, year-round revenue.
Training
All-Access is Benavest’s all-in-one support system for agents, designed to help you work smarter and grow faster. As an agent, you’ll gain access to recorded carrier webinars, product overviews, and a variety of downloadable resources like standard consent forms, closing scripts, email and text templates. You’ll also unlock a full library of marketing materials to help promote your services across digital and print platforms. Plus, with our Carrier Resources section, you’ll have one central place to find brochures, presentations, and important carrier documents—all organized for easy access.
How to get access:
1. Be an active Benavest Agent
2. Get contracted to atleast one carrier through Benavest
Live Lead Program

What is the Lead Program?
The Live Lead Program is a great opportunity to receive free live leads during SEP (Special Enrollment Period) and OEP (Open Enrollment Period). Agents can grow their book of business without spending their own out-of-pocket money. Participating agents will receive training, tools, additional bonuses, and one-to-one support while in the program.

Who is the Live Lead Program for?
The Live Lead Program is designed for licensed health insurance agents who are ready to grow their book of business with real-time, inbound consumer calls. Whether you’re a new agent looking to gain experience or a seasoned producer aiming to boost your enrollment volume, this program is built to connect motivated agents with high-intent prospects across the country.

How to Join the Live Lead Program
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Be a Direct Benavest Agent
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Get appointed with Aetna, Ambetter, Cigna, Molina, Oscar & UHC (Commissions must be assigned to Benavest)
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Complete our exclusive training (online course + live mentor sessions)
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Commit to a call schedule and stay coachable for long-term success
Our Proud Partners
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