2026 CMS Certification Portal Access
To sell Health Insurance Marketplace (ACA) plans, you’re required to complete CMS certification training for every state in which you intend to operate.
Important Information For Agents & Brokers
To sell Health Insurance Marketplace (ACA) products, you must complete the CMS certification training for each state where you plan to conduct business. Fortunately, most states use the Federally Facilitated Marketplace (FFM) — meaning completing the FFM training will certify you to sell in all participating states.
Please review and use the resources below to complete your required training. Once you’re certified, you can submit your appointment requests using the link below or through the “Independent Health Agents Marketing Forms” email you recently received.
FFM Training Portal: https://portal.cms.gov/
Helpful Resources:
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FFM Training Guide
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2025 ACA Carriers State List
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ACA Compliance Overview
FFM (Healthcare.gov) States:
AL, AK, AZ, AR, DE, FL, GA, HI, IL, IN, IA, KS, KY, LA, ME, MI, MS, MO, MT, NE, NH, NM, NC, ND, OH, OK, OR, SC, SD, TN, TX, UT, VA, WV, WI, WY
Complete The 2026 CMS Certification For Agents
Portal Login…
In order to assist clients with Marketplace Insurance, you will need to be certified with the CMS. You will log onto Portal.cms.gov to complete your certification for the plan year 2026.
Agents & Brokers Guide…
The plan year 2025 Marketplace registration is closed. Once CMS reopens certification, you will receive an email from CMS that the 2026 Marketplace registration is open.
AGENT RESOURCES
ACA Certification & Guides
Note: Some access is exclusively for Benavest Agents who are appointed with at least one carrier.
Contract With BenaVest ACA
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