Health Insurance Agent Contracting
Become a contracted agent with InsureUniversity and Benavest, and unlock access to the industry’s top insurance carriers across multiple lines of business.
Fast & Easy Insurance Agent Contracting
Insurance carrier contracting with leading insurance carriers is one of the most important steps in building a strong book of business. InsureUniversity and BenaVest remove the complexity by offering a centralized, hassle-free contracting process for all major lines of business.
Whether you specialize in ACA, Medicare, Med Supp, Life, Annuity, Short-Term & Ancillary, Dental & Vision, or Group, our streamlined onboarding process gives you everything you need to grow and scale a successful insurance career.
Nationwide Carrier Access for Every Line of Business
InsureUniversity and BenaVest give agents access to top-tier carriers in all 50 states, allowing you to serve clients across diverse demographics and coverage needs. When an agent contracts with InsureUniversity and BenaVest, they gain immediate entry into a broad portfolio of plans—making it easier to match clients with the right products and maximize commissions.
ACA Contracting
Contract with top Marketplace carriers and help individuals and families enroll in compliant, affordable health plans. Agents gain access to nationwide ACA options, competitive commissions, and year-round enrollment opportunities.
Medicare Contracting
Offer clients Medicare Advantage and Prescription Drug Plans from leading carriers. Agents can support seniors with trusted coverage choices while earning strong renewal commissions.
Medicare Supplement Contracting
Provide clients standardized Medigap plans that help cover out-of-pocket costs not paid by Original Medicare. Med Supp offers stable commissions and consistent client retention.
Life Insurance Contracting
Gain access to term, whole life, and final expense carriers, allowing agents to meet long-term financial protection needs for individuals and families.
Annuity Contracting
Offer fixed and indexed annuities that help clients build guaranteed retirement income. Agents can expand into profitable retirement planning solutions.
Short-Term & Ancillary Contracting
Sell supplemental products such as short-term medical, accident, critical illness, disability, and hospital indemnity plans. These add-on benefits increase cross-selling opportunities and agent income.
Dental & Vision Contracting
Provide high-demand dental and vision plans from top carriers, helping clients access essential preventive and specialty care while boosting your product mix.
Group Health Insurance Contracting
Serve employers of all sizes with group medical, dental, vision, and ancillary benefits. Group contracting opens the door to larger cases and long-term business relationships.
Grow Your Income With Top Commissions & Support
By contracting with InsureUniversity and BenaVest, agents gain access to:
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Competitive commission schedules
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Performance bonuses & incentive programs
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Free and discounted marketing resources
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CRM, quoting, and enrollment tools
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Dedicated support from our agency management team
- Free insurance agent training including marketing, compliance, AI tool management training, and more.
Our goal is to help agents grow their book of business, stay compliant, retain and cross-sell to their clients and maximize their income potential throughout ACA, Medicare, and ancillary seasons.
Whether you’re expanding your portfolio or stepping into a new line of business, BenaVest provides the training, technology, and nationwide carrier network needed to elevate your insurance career.
Agent Contracting by State
We’re obsessed with your success, and that’s exactly why the top-producing agents and agencies across the country choose us as America’s #1 FMO. These are some of our hot states to get your contracting started.

